Arrange Financing

Get a Mortgage Pre-Approval

One of the most important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why we recommend getting a Mortgage Pre-Approval. This is a document or letter from your mortgage lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:

  • It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
  • It’s assurance to sellers that you are a serious, prepared buyer.

You can arrange for a Mortgage Pre-Approval with your bank or by working with a good mortgage broker. We can recommend a reputable broker, if you wish. Please contact us.

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did.

Have questions about arranging financing? Please submit the form below or call, text or email us.


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